Agreed. *points at icon* I think that Katara is so used to doing for other people and being a good girl that she'll jump at the opportunity to put on a new identity, especially if it's to do something which she believes to be right, if a little outside law or convention. She believed stealing the scroll to be right, she believed healing the village to be right, and she was unconcerned with strategy or consequence.
Re: waterbending scroll